Store Credit Cards Worth Opening

I've never been one to cram my wallet with excess credit cards, however here are two store credit cards that I think are worth having....IF you pay them off each month and run no risk of racking up credit card debt. I'd never advocate a new temptation!

Kohls - www.kohls.com Kohls treats it's customers great. With a Kohls charge not only to do you get to save the day your open it, but Kohls sends it's customers percentage off coupons continuously. With holiday savings passes, pick your day 15% savings passes and the lusted after 30% off coupon, you can take that percentage off your entire transaction including sales and clearance. Kohls also has a Kohls cash program that runs off and on throughout the year when you can get $10 Kohls cash for future purchases with every $50 spent. The savings can really add up.

Macys - www.macys.com Macys is another store that really allows it's customers to cash in. Since opening my card with the initial discount, I've gotten a discount coupon or money off coupon with each bill they send me. Occasionally Macys will run an add for a "WOW" pass in the paper or allow you to print it off onsite, however using your Macys card has the same effect. Since paring with American Express, they offer even more discounts from money back when dining or shopping at one of their partner's establishments. To see an example of the cash beck and discounts they offer please follow this link.

http://offers.amexnetwork.com/selects/us/grid?categoryPath=/amexnetwork/category/Dining&issuerName=macys_us

I reiterate, opening any line of credit can be counter productive to living the thrifty lifestyle if you do not do it responsibly. Using any credit card that you do not pay off in full and on time will hurt your credit and cost you more in the long run.